Product
Provider
Rate
Fee
Annual fee
$10/yr
13.50% p.a. purchase rate
Rates and fees
Annual fee$10
Purchase rate13.50% p.a.
Cash advance rate22.95% p.a.
Interest-free daysUp to 44 days
Features
Contactless
Apple Pay
Google Pay
Additional benefitsBasic low-rate card; additional card $3 p.a.
NotesInterest-free days reduced from 55 to 44 effective Feb 2026