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BNZ Advantage Rewards Visa – BNZ credit card | RatePal
Credit cards
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BNZ BNZ Advantage Rewards Visa
BNZ
BNZ Advantage Rewards Visa
Standard
Visa
⭐ Points
🛡️ Travel insurance (reduced)
Annual fee
$0
/yr
Rates and fees
Annual fee
$0
Interest-free days
Up to 44 days
Foreign transaction fee
2.25%
Rewards
Programme
BNZ Points
Rewards type
Points
Earn rate
~1 point per $1 spent
Features
Contactless
Apple Pay
Google Pay
Insurance
Travel insurance (reduced)
Additional benefits
Rewards devalued ~26% from Feb 2026
Notes
Major changes effective 3 Feb 2026
Provider
Bank
BNZ →
Website
www.bnz.co.nz ↗
Last updated: 11/04/2026
Other credit cards from BNZ
BNZ Advantage Platinum Rewards Visa
$0/yr
BNZ Lite Visa
$10/yr
13.50%
See all BNZ products →
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