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TSB Low Rate Mastercard – TSB credit card | RatePal
Credit cards
/
TSB TSB Low Rate Mastercard
TSB
TSB Low Rate Mastercard
Low Rate
Mastercard
Annual fee
$20
/yr
11.95% p.a. purchase rate
Rates and fees
Annual fee
$20
Purchase rate
11.95% p.a.
Cash advance rate
11.95% p.a.
Interest-free days
Up to 55 days
Balance transfer rate
0% p.a. for 6 months
Features
Contactless
Apple Pay
Google Pay
Additional benefits
0% balance transfer for 6 months; Canstar 2025 Bank of Year
Notes
3rd consecutive Canstar award
Provider
Bank
TSB →
Website
www.tsb.co.nz ↗
Last updated: 11/04/2026
Other credit cards from TSB
TSB Platinum Mastercard
$90/yr
20.95%
See all TSB products →
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