Product
Provider
Rate
Fee
Annual fee
$0/yr
Rates and fees
Annual fee$0
Interest-free daysUp to 44 days
Foreign transaction fee2.25%
Rewards
ProgrammeBNZ Points
Rewards typePoints
Earn rateHigher earn rate than standard
Features
Contactless
Apple Pay
Google Pay
InsuranceTravel insurance (reduced)
Additional benefitsPremium tier; affected by Feb 2026 changes
NotesMajor changes effective 3 Feb 2026