Product
Provider
Rate
Fee
Annual fee
$0/yr
12.90% p.a. purchase rate
Rates and fees
Annual fee$0
Purchase rate12.90% p.a.
Cash advance rate12.90% p.a.
Interest-free daysUp to 55 days
Balance transfer rate1.99% p.a. for 6 months
Features
Contactless
Apple Pay
Google Pay
Additional benefitsSame rate for purchases and cash advances; balance transfer offer
NotesAirpoints partnership ended Oct 2025