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Fair Rate Credit Card – The Co-operative Bank credit card | RatePal
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The Co-operative Bank Fair Rate Credit Card
The Co-operative Bank
Fair Rate Credit Card
Standard
Visa
Annual fee
$20
/yr
12.95% p.a. purchase rate
Rates and fees
Annual fee
$20
Purchase rate
12.95% p.a.
Cash advance rate
12.95% p.a.
Balance transfer rate
0% p.a. for 6 months
Foreign transaction fee
2.1%
Features
Contactless
Apple Pay
Google Pay
Additional benefits
Same low rate for all uses; 0% balance transfer 6 months
Notes
Additional cardholder $30 p.a.
Provider
Bank
The Co-operative Bank →
Website
www.the-co-operative-bank.co.nz ↗
Last updated: 11/04/2026
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