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Westpac hotpoints Mastercard – Westpac credit card | RatePal

Credit cards/Westpac Westpac hotpoints Mastercard

Westpac hotpoints Mastercard

StandardMastercard⭐ Points

🛡️ CardGuard fraud protection

Annual fee

$40/yr

Rates and fees

Annual fee$40

Rewards

Programmehotpoints

Rewards typePoints

Earn rate1 hotpoint per $1 (up to $3500/mo) then 0.5 per $1

Features

Contactless

Apple Pay

Google Pay

InsuranceCardGuard fraud protection

Additional benefitsDynamic security code; digital card in app

Provider

BankWestpac →

Last updated: 11/04/2026

Other credit cards from Westpac

Westpac Fee Free Mastercard$0/yr12.90%Westpac Airpoints Mastercard$70/yr Westpac hotpoints World Mastercard$285/yr Westpac Airpoints Platinum Mastercard$310/yr Westpac Airpoints World Mastercard$310/yr

See all Westpac products →

Similar credit cards from other providers

BNZ BNZ Advantage Rewards Visa$0/yr SBS Bank SBS Visa Credit Card$0/yr19.65%The Co-operative Bank Fair Rate Credit Card$20/yr12.95%ANZ ANZ Cashback Visa$40/yr20.95%ASB ASB Visa Rewards$40/yr

Compare all credit cards →

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