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Westpac hotpoints Mastercard – Westpac credit card | RatePal
Credit cards
/
Westpac Westpac hotpoints Mastercard
Westpac
Westpac hotpoints Mastercard
Standard
Mastercard
⭐ Points
🛡️ CardGuard fraud protection
Annual fee
$40
/yr
Rates and fees
Annual fee
$40
Rewards
Programme
hotpoints
Rewards type
Points
Earn rate
1 hotpoint per $1 (up to $3500/mo) then 0.5 per $1
Features
Contactless
Apple Pay
Google Pay
Insurance
CardGuard fraud protection
Additional benefits
Dynamic security code; digital card in app
Provider
Bank
Westpac →
Last updated: 11/04/2026
Other credit cards from Westpac
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$70/yr
Westpac hotpoints World Mastercard
$285/yr
Westpac Airpoints Platinum Mastercard
$310/yr
Westpac Airpoints World Mastercard
$310/yr
See all Westpac products →
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