Product
Provider
Rate
Fee
Annual fee
$285/yr
Rates and fees
Annual fee$285
Rewards
Programmehotpoints
Rewards typePoints
Earn rate2 hotpoints per $1 (up to $15000/mo) then 1 per $1
Features
Contactless
Apple Pay
Google Pay
InsuranceTravel insurance; CardGuard
Additional benefitsFee waived if $50k+ spend; lounge access
NotesFee is $142.50 per 6 months