Product
Provider
Rate
Fee
Annual fee
$150/yr
20.95% p.a. purchase rate
Rates and fees
Annual fee$150
Purchase rate20.95% p.a.
Cash advance rate20.95% p.a.
Interest-free daysUp to 55 days
Foreign transaction fee1.3%
Rewards
ProgrammeAir NZ Airpoints
Rewards typeAirpoints Dollars
Earn rate1 Airpoints Dollar per $75 spent
Features
Contactless
Apple Pay
Google Pay
InsuranceTravel insurance
Additional benefitsHigher Airpoints earn rate; travel insurance