Product
Provider
Rate
Fee
Enter property value and deposit to see repayments.
| Deposit ≥ 25% | 5.39% |
Higher deposit = lower LVR = better rate
Westpac's Special Fixed 4 Year rate offers extended certainty at discounted pricing for qualifying borrowers. It suits those with a long-term outlook who want to lock in a lower rate for four years — providing substantial protection against rate increases.
The special pricing makes this term more accessible than the standard 4-year rate, though it's still higher than shorter fixes. Best for borrowers who are confident in their plans and value the security of a longer-term lock at a competitive price point.