Repayment calculator
NZ$
Monthly repayment
NZ$2,852
NZ$506,779total interest
NZ$1,026,779total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
About Special Fixed 2 Year
Westpac's Special Fixed 2 Year rate is their discounted medium-term offering for qualifying borrowers. It provides two years of rate certainty at a lower rate than the standard fixed tier — one of the best-value 2-year propositions available from the major banks.
The special rate, combined with Westpac's cashback, makes this particularly attractive for first-home buyers and those refinancing from another bank. Two years of stability at a discounted rate is a compelling combination for budget-conscious borrowers.