Product
Provider
Rate
Fee
Repayment calculator
NZ$
%
Monthly repayment
NZ$2,917
NZ$530,017total interest
NZ$1,050,017total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
About Special Fixed 4 Year
Westpac's Special Fixed 4 Year rate offers extended certainty at discounted pricing for qualifying borrowers. It suits those with a long-term outlook who want to lock in a lower rate for four years — providing substantial protection against rate increases.
The special pricing makes this term more accessible than the standard 4-year rate, though it's still higher than shorter fixes. Best for borrowers who are confident in their plans and value the security of a longer-term lock at a competitive price point.