Product
Provider
Rate
Fee
Enter property value and deposit to see repayments.
| Deposit ≥ 25% | 4.69% |
Higher deposit = lower LVR = better rate
Westpac's Special Fixed 1 Year rate is one of their flagship mortgage products, typically offering a significant discount over their standard 1-year rate. Combined with Westpac's cashback incentive, it's one of the strongest offers in the New Zealand market.
To qualify for special rates, borrowers typically need to meet minimum equity or loan size requirements. The 1-year term is New Zealand's most popular, and Westpac prices this aggressively to attract new business. A strong choice for first-home buyers and refinancers.