Repayment calculator
NZ$
Monthly repayment
NZ$2,917
NZ$530,017total interest
NZ$1,050,017total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
About Standart Fixed 18 Month
The Co-operative Bank's Standard 18-month fixed rate is for non-owner-occupied borrowers who want a mid-length fix. It bridges the gap between 1-year and 2-year terms, offering slightly more certainty than an annual fix.
This term suits property investors who want to align their mortgage refixing with rental review cycles or other investment milestones. The Standard tier pricing reflects the higher-risk profile of investment lending while still benefiting from the co-operative model.