Product
Provider
Rate
Fee
Repayment calculator
NZ$
%
Monthly repayment
NZ$2,663
NZ$438,552total interest
NZ$958,552total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
About Owner Occupied Fixed 1 Year
The Co-operative Bank's Owner Occupied 1-year fixed rate offers competitive pricing for homeowners living in their property. As a member-owned bank, The Co-operative Bank often provides rates that rival the Big Four without the shareholder-driven profit margins.
This term is the most popular in New Zealand and The Co-operative Bank prices it attractively for owner-occupiers. The bank's ethical banking model and transparent fee structure appeal to borrowers who value a different kind of banking relationship.