Product
Provider
Rate
Fee
Repayment calculator
NZ$
%
Monthly repayment
NZ$3,035
NZ$572,448total interest
NZ$1,092,448total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
About Owner Occupied Fixed 4 Year
The Co-operative Bank's 4-year Owner Occupied fixed rate is for homeowners who want extended certainty. It's priced at a premium over shorter terms but provides four full years of stable repayments — valuable during periods of rate uncertainty.
The co-operative model means you're banking with an institution aligned with your interests. This longer term suits borrowers who are well-settled and confident in their financial plans, and who value the peace of mind that comes with longer-term rate locks.