Product
Provider
Rate
Fee
Monthly repayment
NZ$2,917
NZ$530,017total interest
NZ$1,050,017total repaid
Estimate only. Assumes principal & interest, constant rate for full term.
The Co-operative Bank's 3-year Owner Occupied rate provides longer-term certainty for homeowners. It suits those who want to lock out rate risk for three years while banking with an institution that prioritises member outcomes over shareholder returns.
Three years of fixed repayments provides meaningful budgeting certainty. The Co-operative Bank's competitive pricing on this term, combined with their co-operative values and personalised service, makes it a genuine alternative to the major banks.