Kiwibank Offset Variable

Floatingoffset

Offset ratio 1 × 1

Interest rate

5.80%

p.a.

Repayment calculator

Property value

NZ$

Deposit — 20% · NZ$130,000

Term (years)

Loan NZ$520,000·LVR 80.0%·Your rate 5.80%

Monthly repayment

NZ$3,051

NZ$578,402total interest

NZ$1,098,402total repaid

Estimate only. Assumes principal & interest, constant rate for full term.

Last updated: 3/04/2026