Product
Provider
Rate
Fee
Monthly fee
$0/mo
1.95% FX fee
Fees
Monthly account fee$0 (free)
Foreign transaction fee1.95%
Card replacement feeFree
ATM fees
Own bank ATMsFree (Global ATM Alliance)
Other NZ bank ATMsFree (Global ATM Alliance); $1.95 others
International ATMs$1.95 (non-Global ATM Alliance)
Limits
Daily EFTPOS limit$10,000
Daily ATM limit$3,000
Online / international purchasesYes
Features
Contactless
Apple Pay
Google Pay
Special featuresCardGuard fraud protection; temporary card block; fee-free electronic banking
NotesGlobal ATM Alliance network for free international ATMs