Product
Provider
Rate
Fee
Monthly fee
$0/mo
1.9% FX fee
Fees
Monthly account fee$0 (free)
Foreign transaction fee1.9%
ATM fees
Own bank ATMsFree (bank-branded)
Other NZ bank ATMsFree (Allpoint ATMs); charged at others
International ATMs1.90% conversion fee
Limits
Online / international purchasesYes
Features
Contactless
Apple Pay
Google Pay
Special featuresFee-free EFTPOS & ATM within NZ; payWave contactless