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Heartland EFTPOS Card – Heartland Bank debit card | RatePal
Debit cards
/
Heartland Bank Heartland EFTPOS Card
Heartland Bank
Heartland EFTPOS Card
EFTPOS
Heartland YouChoose Account
Monthly fee
$0
/mo
0.75% FX fee
Fees
Monthly account fee
$0 (free)
Foreign transaction fee
0.75%
ATM fees
Own bank ATMs
Free
Limits
Daily EFTPOS limit
$3,000
Daily ATM limit
$1,500
Online / international purchases
Limited
Features
Contactless
Apple Pay
Google Pay
Special features
Mobile app lock/unlock; spend limits; transaction monitoring
Notes
EFTPOS only — no Visa/Mastercard debit; limited online use
Provider
Bank
Heartland Bank →
Last updated: 11/04/2026
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