Product
Provider
Rate
Fee
Monthly fee
$0/mo
0.75% FX fee
Fees
Monthly account fee$0 (free)
Foreign transaction fee0.75%
ATM fees
Own bank ATMsFree
Limits
Daily EFTPOS limit$3,000
Daily ATM limit$1,500
Online / international purchasesLimited
Features
Contactless
Apple Pay
Google Pay
Special featuresMobile app lock/unlock; spend limits; transaction monitoring
NotesEFTPOS only — no Visa/Mastercard debit; limited online use